Precious Metals Storage Calculator
đĻ Storage Cost Planning
Calculate the total cost of storing your precious metals over time. Compare different storage options to find the most cost-effective solution for your investment size and timeframe.
Includes setup costs and annual storage fees
Storage Options Comparison
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Home Safe
Cost: 0.2% annually + $500 setup
Security: Moderate
Accessibility: Immediate
Insurance: Homeowner's policy
Security: Moderate
Accessibility: Immediate
Insurance: Homeowner's policy
Pros: Lowest ongoing cost, immediate access
Cons: Higher risk, limited insurance coverage
Cons: Higher risk, limited insurance coverage
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Bank Safety Deposit Box
Cost: 0.8% annually
Security: High
Accessibility: Bank hours only
Insurance: Usually not included
Security: High
Accessibility: Bank hours only
Insurance: Usually not included
Pros: High security, no setup cost
Cons: Limited access, no insurance
Cons: Limited access, no insurance
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Professional Vault
Cost: 1.2% annually + $100 setup
Security: Very High
Accessibility: Business hours
Insurance: Often included
Security: Very High
Accessibility: Business hours
Insurance: Often included
Pros: Maximum security, insurance included
Cons: Higher cost, limited access
Cons: Higher cost, limited access
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Allocated Storage
Cost: 1.5% annually + $200 setup
Security: Maximum
Accessibility: Scheduled visits
Insurance: Comprehensive
Security: Maximum
Accessibility: Scheduled visits
Insurance: Comprehensive
Pros: Individual storage, full insurance
Cons: Highest cost, scheduled access only
Cons: Highest cost, scheduled access only
đĄ Storage Recommendations
- Small amounts (<$10,000): Home safe or safety deposit box
- Medium amounts ($10,000-$100,000): Safety deposit box or professional vault
- Large amounts (>$100,000): Professional vault or allocated storage
- Long-term storage: Consider lower annual rates over setup costs
- Frequent access needed: Home safe or accessible vault storage